SpendKeep logo

SpendKeep

Track spending without ever handing over your bank login

Mobile AppFree Launched July 20, 2026
SpendKeep screenshot

About SpendKeep

SpendKeep is an expense tracker that skips bank sync entirely. You forward bank email or SMS alerts, upload a CSV, or drop in a screenshot, and its AI Accountant extracts and categorizes the transaction locally. It then maps your spending into the 50/30/20 Needs/Wants/Savings framework so you can see habits, not just numbers.

What makes it different

No Plaid, no bank credentials, no data selling: categorization happens on-device via forwarded alerts and receipts instead of scraping your bank login, plus a full suite of free financial calculators.

Highlights

Email forwarding importAI expense categorization50/30/20 budgetingSubscription trackingFinancial calculators1-click data export

At a glance

Category
Mobile App
Pricing
Free
Launched
July 20, 2026

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