SpendKeep
Track spending without ever handing over your bank login

About SpendKeep
SpendKeep is an expense tracker that skips bank sync entirely. You forward bank email or SMS alerts, upload a CSV, or drop in a screenshot, and its AI Accountant extracts and categorizes the transaction locally. It then maps your spending into the 50/30/20 Needs/Wants/Savings framework so you can see habits, not just numbers.
What makes it different
No Plaid, no bank credentials, no data selling: categorization happens on-device via forwarded alerts and receipts instead of scraping your bank login, plus a full suite of free financial calculators.
Highlights
At a glance
- Category
- Mobile App
- Pricing
- Free
- Launched
- July 20, 2026
- Website
- spendkeep.com
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